WELCOME TO THE EeDaPP Initiative
ABOUT THE INITIATIVEAn initiative that aims to create a standardised energy efficient data protocol and portal
The Initiative’s concept
The EeDaPP Initiative aims to design and deliver amarket-led protocol to enable the recording of data relating to energy efficient mortgage assets and which will be made accessible via the design of a common data portal.
The Underlying Business Case
The underlying business case captures these benefits and articulates the following clear pathway to an attractive energy efficiency mortgage investment:
increased loss mitigation capacity + Enhanced loan-to-value via green value + lower probability of default = reduced capital charges
The Broader Perspective
From a broader perspective, the underlying risk assumptions also drive an incentive chain which provides an economic advantage to all stakeholders involved: borrowers, lenders, investors and small and medium sized enterprises (SMEs).
What our stakeholders say!
“This Initiative has the potential to give really robust risk based data which will enable prudential regulates to say “yes” we can change the rules.”
“Banks have a major role to play in financing economic, social or environmental policy swift.”
“The price of doing nothing is too high, and we really must find a way to renovation our housing stock in a partnership with both the pubic sector and the private mortgage sector.”
“The more regulation put in place for new buildings the more this market will grow. The more regulation put in place for old buildings and refurbishment, the more this market will grow.”
“We see a lot of value in this Initiative”
“Investments in energy efficiency renovation is a golden opportunity and I am happy to see that EeMAP will kick off these efforts.”
“With the EeMAP Initiative, the mortgage sector and bankers could become the new heroes of climate change.”
“I am here today to say that this Initiative is exactly what we need because this Initiative puts together the need of changing the world in a way and of adapting to a reality of climate change and to the urgency of dealing with it.”

Contact info
Luca Bertalot
EeDAPP Initiative Coordinator
E-mail: lbertalot@hypo.org